This creamy and zesty chili dip is a crowd-pleaser! With cheesy goodness and a hint of spice, it’s perfect for parties or a cozy night in.
Honestly, it’s hard to stop once you start dipping! Serve it with tortilla chips, and you might find yourself going back for seconds—no shame in that! 😊
Key Ingredients & Substitutions
Ground Beef: I like using lean ground beef for less greasiness, but you can swap it for turkey or chicken for a lighter option. If you’re vegetarian, try black beans or lentils!
Cream Cheese: This gives the dip its creamy texture. If you’re looking for a lighter version, you can use Neufchâtel cheese. Vegan cream cheese works too if you want to skip dairy.
Cheddar Cheese: Cheddar adds amazing flavor. Feel free to mix it up with Monterey Jack or pepper jack for a bit of spice. You can also use dairy-free cheese as a substitute.
Chili Beans: You can use kidney beans or black beans instead. Canned beans are convenient, but cooked dried beans are a great option if you prefer homemade!
What’s the Best Way to Cook Ground Beef?
Cooking ground beef well helps flavor the dip perfectly. Here’s how I do it:
- Start with a non-stick skillet for easy cooking and clean-up.
- Use medium heat to cook the beef evenly without burning.
- Add chopped onion and garlic early so they soften and meld together nicely.
- Break the beef with a spatula during cooking for even browning. Aim for no pink inside!
- Always drain off excess fat after cooking for a cleaner flavor.
Following these steps ensures a rich and delicious base for your dip!

How to Make Cream Cheese Chili Dip
Ingredients You’ll Need:
For the Dip:
- 1 lb ground beef
- 1 (15 oz) can chili beans (or kidney beans), drained and rinsed
- 1 (8 oz) block cream cheese, softened
- 1 cup shredded cheddar cheese (plus extra for topping)
- 1 (10 oz) can red enchilada sauce or chili sauce
- 1 small onion, finely chopped
- 1 clove garlic, minced
- 1 tsp chili powder
- 1/2 tsp cumin
- Salt and pepper to taste
For Garnish:
- 2 green onions, sliced
- Sour cream
- Tortilla chips (for serving)
How Much Time Will You Need?
This recipe takes about 15 minutes to prep and 25 minutes to cook, for a total of around 40 minutes. It’s quick and simple, making it perfect for unexpected get-togethers or game night snacks!
Step-by-Step Instructions:
1. Preheat and Prepare:
Start by preheating your oven to 350°F (175°C). This will ensure your dip gets hot and bubbly when it’s time to bake!
2. Brown the Beef:
In a skillet over medium heat, add the ground beef along with the finely chopped onion and minced garlic. Cook for about 6-8 minutes, or until the beef is browned and the onions are soft. Be sure to drain any excess fat to keep your dip from being greasy.
3. Mix in Spices and Beans:
Next, stir in the chili powder, cumin, and season with salt and pepper. Then, add the drained chili beans and red enchilada sauce to the beef mixture. Stir everything together until it’s well combined and heated through.
4. Creamy Cheese Layer:
In a separate bowl, beat the softened cream cheese until it becomes smooth and creamy. This is the magic ingredient that gives the dip its delicious texture!
5. Combine Mixtures:
Mix the creamy cheese into your beef and bean mixture. Then add in 1 cup of the shredded cheddar cheese, stirring until everything is mixed together nicely.
6. Transfer for Baking:
Pour the mixture into an oven-safe bowl or dish. Sprinkle some more shredded cheddar cheese on top for that gooey cheese goodness!
7. Bake Your Dip:
Place your dish in the preheated oven and bake for 20-25 minutes, or until the dip is hot and bubbly and the cheese on top is melted and slightly golden. Your kitchen will smell amazing!
8. Cool and Garnish:
Once it’s out of the oven, let it cool slightly before serving. Top with a dollop of sour cream and sprinkle sliced green onions over the top for a fresh touch.
9. Serve with Love:
Grab your favorite tortilla chips and dive into this creamy, cheesy chili dip! It’s perfect for munching and sharing with friends and family. Enjoy every bite!
This dip is creamy, cheesy, and packed with chili flavor—ideal for dipping and sharing!
Can I Use Ground Turkey or Chicken Instead of Beef?
Absolutely! Ground turkey or chicken is a great alternative if you’re seeking a leaner option. Just cook it the same way as ground beef until it’s nicely browned.
How Can I Make This Dip Vegetarian?
To make a vegetarian version, simply skip the meat and add more beans, such as black beans or pinto beans. You might also want to include some sautéed bell peppers or corn for extra flavor and texture!
Can I Make This Ahead of Time?
Yes, you can prepare the dip a day in advance! Assemble the dip up to the baking step, cover it, and refrigerate. When you’re ready to serve, just pop it in the oven and bake as directed, adding an extra few minutes if it’s chilled.
How Should I Store Leftovers?
Store any leftovers in an airtight container in the fridge for up to 3 days. To reheat, warm it in the microwave or in the oven until heated through. You might want to add a splash of cream or milk to restore the creaminess!



