This Million Dollar Dip is a creamy, cheesy treat packed with crispy bacon and a hint of tang. It’s perfect for parties or just enjoying while relaxing on the couch!
You’ll love how easy it is to whip up! I like to serve it warm with crunchy chips or fresh veggies. It never lasts long—everyone wants a taste! 😄
Key Ingredients & Substitutions
Cream Cheese: This is the creamy base of the dip. If you’re looking for a lighter option, try using Greek yogurt or reduced-fat cream cheese. I’ve also found that using a flavored cream cheese adds an extra layer of taste!
Mayonnaise: Regular mayo delivers richness, but you can swap it with Greek yogurt or avocado for a fresher feel. I often use homemade mayo for a healthier twist!
Cheddar Cheese: Sharp cheddar is my favorite for that strong flavor. You can switch it with Monterey Jack or pepper jack for a spicier kick, or even a dairy-free cheese if you’re avoiding dairy.
Bacon: The crispy bite of bacon is essential, but if you’re vegetarian or vegan, try using smoked tempeh or a plant-based bacon alternative. They mimic the flavor well.
Green Onions: These add a fresh crunch, but you could substitute with chives or shallots if you prefer a milder onion flavor. I like taking a few green parts to boost the color!
How Do I Make Sure My Cheese Melts Perfectly?
Getting that top layer of cheese all melty and gooey is key to a great dip! Here’s how to do it right:
- Preheat your broiler or oven to 375°F (190°C) before placing the dip inside.
- Keep the dip in the middle rack so the heat distributes evenly. This way, it melts without burning.
- Watch closely! Cheese can go from perfect to burnt in no time, usually taking about 3-5 minutes.
- If you see bubbling and melting, it’s time to take it out, even if that’s before the full 5 minutes.
These tips will ensure you serve a delicious warm dip every time! Enjoy your gathering!

How to Make Million Dollar Dip With Bacon and Cheese
Ingredients You’ll Need:
For the Dip:
- 8 oz cream cheese, softened
- 1 cup mayonnaise
- 1 cup shredded cheddar cheese
- 1/2 cup finely chopped cooked bacon (plus extra for garnish)
- 1/4 cup finely chopped green onions (plus extra for garnish)
- 1 tsp garlic powder
- 1 tsp onion powder
- 1/2 tsp smoked paprika (optional)
- Salt and pepper to taste
For Serving:
- Crackers or chips
How Much Time Will You Need?
This delightful dip takes about 10 minutes to prepare and 5 minutes to bake. You’ll be enjoying it in around 15 minutes, making it a quick and delicious snack or appetizer!
Step-by-Step Instructions:
1. Mixing the Base:
Start by taking a large mixing bowl. Add the softened cream cheese and mayonnaise. Use a hand mixer or a spatula to blend them together until the mixture is smooth and creamy. This is where the base of your dip comes together!
2. Adding Flavor:
Next, add 3/4 cup of shredded cheddar cheese to the cream cheese and mayonnaise mixture. Then, toss in the finely chopped bacon, chopped green onions, garlic powder, onion powder, smoked paprika (if using), and a pinch of salt and pepper. Mix everything together thoroughly until all ingredients are evenly combined.
3. Preparing for Baking:
Once everything is mixed, transfer the dip to a serving bowl. Sprinkle the remaining 1/4 cup of cheddar cheese evenly over the top of the dip. This will create a delicious cheesy layer when baked!
4. Melting the Cheese:
Now it’s time to bake! Place the bowl under a broiler or in a preheated oven at 375°F (190°C). Watch the dip closely; you want the cheese on top to melt and get slightly bubbly, which should take about 3-5 minutes. Don’t stray too far, as it can burn quickly!
5. Garnishing:
Once the cheese is melted, remove the dip from the oven. While it’s still warm, sprinkle some extra cooked bacon and chopped green onions on top for a tasty garnish and a pop of color.
6. Serving:
Your Million Dollar Dip is ready to enjoy! Serve it warm with a variety of crackers, chips, or crunchy veggies. Gather your friends and dig in—enjoy every bite!
Can I Use Low-Fat Cream Cheese or Mayonnaise?
Absolutely! Using low-fat cream cheese or mayonnaise is a great way to lighten up the dip. Just keep in mind that the texture might be a little different, but it will still be delicious!
How Can I Store Leftovers?
If you have any leftovers, store them in an airtight container in the fridge for up to 3 days. Just reheat gently in the microwave or oven before serving to bring back the creamy texture.
Can I Make This Dip Ahead of Time?
Yes! You can prepare the dip a day in advance and refrigerate it. Just add the final cheese layer right before baking for that perfect melt. It’s a great way to save time for parties!
How Can I Make This Recipe Spicier?
If you’re looking to add some heat, consider mixing in diced jalapeños or using pepper jack cheese instead of cheddar. You can also add extra smoked paprika or a dash of hot sauce to the mix!



